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Aug 9, 2017


In this episode, best selling author Kim Butler and No B.S. Money Guy Todd Strobel talk about the differences between Stock and Mutual Insurance Companies. In just 15 minutes you will have a better understanding of where you should invest your money for life insurance.

Tune in to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode.


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Show Notes:

00:00 Intro

01:20 Should you go with a Stock company or a Mutual Company?

01:35 Kim defines these terms

03:23 Only 19% of life insurance companies are mutual

03:42 75% are stock companies, who pay stock holders first

04:03 6% of life insurances companies are fraternal.

05:35 Explaining dividends.

07:44 Cash value can never go down- aspect of choosing mutual

13:39 Most mutual companies are over 100 years old.

14:31 Mutual reserves are dollar for dollar

14:45 Listener gift: Financial Planning Has Failed