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Aug 7, 2018

Kim and Spencer talk about life insurance for your children, when you should get it and how much you should spend on a life insurance policy.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode.

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Show Notes

  • Kim explains to us when you should get life insurance for children - 1:01
  • What’s the act of saving - 2:40
  • Kim explains to us what is the life insurance premium - 2:58
  • What is the liquid cash value account?  - 3:51
  • Kim tells us how much you should spend on a life insurance policy - 5:02
  • What is "The Rule of Thumb" - 7:20
  • Kim explains to us what is the Human Life Value - 8:12
  • Needs analysis and human life value - 10:12
  • Why a life insurance company could decline you?13:18
  • Kim tells us about the "Net-Net-Net Return" - 14:40
  • The importance of buying a life insurance policy for your children -15:09

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