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May 18, 2017


Best selling author Kim Butler and No B.S. Money Guy Todd Strobel analyze how Single Premium Life Insurance policies may not be the best choice in today’s world.

Tune in to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode.


Links in this Episode:

Kim Butler’s book: Live Your Life Insurance

Submit your questions


Show Notes:

00:00 Intro

00:45 Topic: Two investors try to make a decision

01:55 Mutual life insurance companies by law must return 100% of their profits to their owners

05:37 Assets can be irrelevant

06:40 Most important to know: Whether a company is mutual or not, and how long they’ve been in business

08:04 Higher premium equals higher contribution to cash value

09:27 State approved policy design

10:00 Long term, all mutual companies will be the same

11:03 Is there much of a difference on state to state for premiums?

13:17 The three most important things to note

14:21 Does not matter if a company is direct recognition

15:10 Podcast for direct recognition information

15:27 Kim’s books: Busting the Life Insurance Lies, Live Your Life Insurance

17:21 Kim doesn’t just give answers but teaches you to ask the right questions.